Bad Credit Car Loan Marietta GA

Bad credit happens—for a lot of good people. At Palmer Dodge Chrysler Jeep RAM, we believe your credit score shouldn't keep you off the road. Whether you're dealing with a score below 600, have a past bankruptcy, or you've faced repossessions or charge-offs, we've worked with situations like yours before. Marietta drivers from all walks of life trust our team because we treat every customer with respect and offer real options, not just sales talk. We've helped customers who've been turned down elsewhere get approved and drive off in dependable vehicles they love—like the RAM 1500, Jeep Grand Cherokee, or Dodge Durango.

Getting started is quick and stress-free. You can apply online from the comfort of your home or drop by our dealership—just off Cobb Parkway near Dobbins Air Reserve Base—for in-person assistance. Once we receive your application, our finance team gets to work comparing offers from over 20 trusted lending partners, including national banks and local Georgia credit unions. Many of these lenders specialize in subprime auto loans, which are designed for customers with credit challenges. We'll walk you through your rates, terms, and loan structure so you understand everything clearly before signing. No hidden fees, no surprise terms—just a straightforward path to approval.

Absolutely. Auto loans are one of the most effective ways to rebuild credit when handled responsibly. When you finance a vehicle through Palmer and consistently make your monthly payments, those positive reports go straight to the major credit bureaus—Experian, Equifax, and TransUnion. Over time, this can help raise your score and open the door to more favorable rates in the future. We've had customers in Marietta who started in the low 500s and, after just 12 to 18 months of on-time payments, saw their credit improve significantly. Plus, our finance team can help you understand other factors that affect your score, like credit utilization and length of credit history.

When you finance with Palmer Dodge Chrysler Jeep RAM, you're not just getting approved—you're gaining long-term support. Our inventory comprises over 300 new and used vehicles, many of which are priced under $25,000, offering reliable options that cater to a wide range of budgets and lifestyles. Need something with space for family road trips through Kennesaw Mountain or commuting into Atlanta? We've got SUVs like the Jeep Compass or Chrysler Pacifica. Looking for a tough work truck for jobs around Marietta? Check out our certified pre-owned RAM 1500s. In addition to financing, we offer extended warranties, GAP coverage, and flexible protection plans to provide you with peace of mind. Fill out the form below and let's get you rolling today.

No matter what your credit history looks like, you're not alone—and you're not out of options. At Palmer Dodge Chrysler Jeep RAM, we're proud to help Marietta drivers get behind the wheel of a reliable vehicle with financing they can feel good about. With flexible loan options, a wide selection of new and used vehicles, and a team that truly cares, we're here to make the process simple and supportive from start to finish. Fill out the form below to get started—we're ready when you are.